Yet another BS argument by @edwardv6, what's new?
As expected, you can never respond to any points nor admit your stupidity.
And by the way, anyone and everyone who is successful or not, will tell you to go get a degree. Only a fool like yourself could come up with "Literally no one really successful thinks that formal education is necessary." and probably think it's a good idea to not go for one. No wonder you can't stop posting BS because you lack even a basic education lol.
Anyways @Sanity, there are a lot of variables to take into account, whether or not you own a home for example could play a big part in making a decision like this. You see people on this forum talking about saving up just to get this surgery, say they don't own a home yet, no degree, and what they saved up for this surgery is all the money they have, then in my opinion it's not worth getting LL because there is going to be a ton of "catching up" to do later on if they go for the surgery. On the other hand a more extreme example, if someone had a million dollar salary, have all basic necessities covered, the cost surgery would be a drop in the bucket, they wouldn't have as many variables to weigh in on and have a clearer road to making their decision.
TL;DR just look up opportunity cost.