Print

Please login or register.
1 Hour 1 Day 1 Week 1 Month Forever
Login with username, password and session length

[Chocolatechunk]

Looking to get the surgery done in about 6-7 years. To anyone who got the surgery, what was your income, how did you finance, and are you hurting financially now?

[jbfjbj4]

Absolutely nothing, to get the money I maxed out my credit cards and took out loans then stiffed them all.

On paper I guess I'd be 'hurting financially' if I returned to the country I used to live. However no plans to do that, and I've never heard a single thing about any 'debts' as I changed my email/phone number and provided no forwarding address. So no consequences, very much enjoying life outside of the hellhole that is 'the west'.

[mirneeelnumber1ooye]

Looking to get the surgery done in about 6-7 years. To anyone who got the surgery, what was your income, how did you finance, and are you hurting financially now?

better to "hurt financially" for some years than to live life as a manlet in a heightnazi society ! is a life of invisibility worth living? muh stocks! muh mortgage!

Absolutely nothing, to get the money I maxed out my credit cards and took out loans then stiffed them all.

On paper I guess I'd be 'hurting financially' if I returned to the country I used to live. However no plans to do that, and I've never heard a single thing about any 'debts' as I changed my email/phone number and provided no forwarding address. So no consequences, very much enjoying life outside of the hellhole that is 'the west'.

amen to that

passportbromaxxing

[Beemer m3]

i saved up from having a good job. then i got laid off and now have free time. then i got a cc with no apr for a year for 15k maxed out . now im paying that off from working another job. im back thinking about precice max. im in no rush as i dont have my finances down just living a dream lol.

[Chocolatechunk]

What cc has 0 apr?

[Ted68]

Absolutely nothing, to get the money I maxed out my credit cards and took out loans then stiffed them all.

On paper I guess I'd be 'hurting financially' if I returned to the country I used to live. However no plans to do that, and I've never heard a single thing about any 'debts' as I changed my email/phone number and provided no forwarding address. So no consequences, very much enjoying life outside of the hellhole that is 'the west'.

In US, for example,  this is a federal felony called "bust-out fraud'. A warrant can be obtained and it’s possible you may be extradited from wherever you went. Best case scenario, they will wait until you return to the US some day and then arrest you.
Expect a lengthy prison sentence...  with long legs !
This is not a good way to follow your dream of being taller... if you trust in God. But, for sure, you are not...

[mirneeelnumber1ooye]

What cc has 0 apr?

all big banks have promo cards with such apr

ive had a 0 apr card twice, one was for up to 21 months too

but you cant really maxx it out like our bmw loving boyo up there as that is detrimental to the credit score, and you need a score in good shape for everything

In US, for example,  this is a federal felony called "bust-out fraud'. A warrant can be obtained and it’s possible you may be extradited from wherever you went. Best case scenario, they will wait until you return to the US some day and then arrest you.
Expect a lengthy prison sentence...  with long legs !
This is not a good way to follow your dream of being taller... if you trust in God. But, for sure, you are not...

thanks for the laughs there
muh eXtrRaditionzz
jb over here bailed on a bunch of low level loans barely amounting to 50k and if you read carefully his other posts he specifically noted he kept it under any serious liability thresholds

no big bank is gonna spend money on attorneys to recoup 10k

they write it off in their balance sheet at the end of the year and the party keeps on going

[jbfjbj4]

In US, for example,  this is a federal felony called "bust-out fraud'. A warrant can be obtained and it’s possible you may be extradited from wherever you went. Best case scenario, they will wait until you return to the US some day and then arrest you.
Expect a lengthy prison sentence...  with long legs !
This is not a good way to follow your dream of being taller... if you trust in God. But, for sure, you are not...

Lol, many of you wagecucks and high inhib normies have informed me the visa and mastercard special forces SWAT team will be kicking down my door at midnight and bundling me on a plane, you guys love your fantasies to justify your inaction I guess.

Here's what happens in reality: bank groups a bunch of 'bad debts' together (you're just a piss drop in the ocean to them, no one is going through your accounts line by line to try and prove something like you imagine), sells them onto a collection agency. The agency will be completely incapable of contacting you, and it'll all essentially go nowhere.

You won't be able to find me a single example of anyone who was ever extradited for not paying their credit card bill. Go on, try.

[Rellec]

As a 163cm male i think being short is one of the worst thing that could happen to a man, but ruining your life with loans you can not repay it's even worse, it's better to work hard for a couple of years, sacrifice most non essential things like restaurants or holidays and get the surgery done, then if you work you could ask the bank for a loan for a lower amount and with a better interest rate.

[jbfjbj4]

As a 163cm male i think being short is one of the worst thing that could happen to a man, but ruining your life with loans you can not repay it's even worse, it's better to work hard for a couple of years, sacrifice most non essential things like restaurants or holidays and get the surgery done, then if you work you could ask the bank for a loan for a lower amount and with a better interest rate.

'Ruining' your life, u what mate? It's literally free money if you don't return home.

The best thing is, most places in the western world have a statute of limitations of 5-8 years, so if you're really dead set on being some boring western wagecuck with a mortgage and a car loan, you can just go back after the statute expires and be 100% in the clear and debt free.

[Beemer m3]

ive heard of people getting repos and stuff but havent heard of ppl spending everything on LL and running away to a different country to avoid bills lol. after getting ur car repo we still stay in the states cus thats where home is. not really a 3rd world place or europe/germany place where it cost just as much to live. and its hard to move around from country to country u know.

[jbfjbj4]

ive heard of people getting repos and stuff but havent heard of ppl spending everything on LL and running away to a different country to avoid bills lol. after getting ur car repo we still stay in the states cus thats where home is. not really a 3rd world place or europe/germany place where it cost just as much to live. and its hard to move around from country to country u know.

You could even just stay in your home country tbh, it's not illegal to not pay your debts and all that'll happen is some letters (shred em) and phone calls (change your number and don't tell them the new one).

Yeah you won't be qualifying for muh mortgage or be able to rent a car for 6 years or so, big bloody deal. That's nothing compared to the advantage of being 3 inches taller. Make the statute of limitations a lifetime and I'd still choose the 3 inches.

[doge]

Looking to get the surgery done in about 6-7 years. To anyone who got the surgery, what was your income, how did you finance, and are you hurting financially now?

I'm considering a loan I was pre-approved for. USD$14,000 loan, plus much of my savings, for G-Nail (9.5cm). Loan would be USD$400 per month for 7 years, with no repayment penalty (so can pay down the principal directly as able. I'd be paying back nearly double what I borrowed. I haven't decided on this yet.

Others have mentioned debt-maxing (possibly including leaving one's country). This is interesting, but I don't think it's for me. If you stay in your country, they can garnish your wages if you are an employee. However if you're self-employed, then this seems viable. Or leaving the country works too, but I don't want to lose my family for ~7 years or however long the statute of limitations is.

... i got a cc with no apr for a year for 15k maxed out . now im paying that off from working another job. ...

Thanks for sharing about credit cards with 0% APR promotional periods. I had not considered that. Perhaps once the promotional period is coming to an end, one could get a personal loan (that has a lower APR) to pay off the credit card, thereby taking advantage of the "time value" of money and inflation ($1 today is more than $1 tomorrow, so $1 of debt tomorrow is actually less debt than $1 of debt today).

In US, for example,  this is a federal felony called "bust-out fraud'. ...

Good to know. In this context, typically 1 large payment, I suspect that would be more difficult to detect. Perhaps HIPAA or other privacy laws could allow one to falsely claim that it is "normal" medical debt, rather than cosmetic.

...
Expect a lengthy prison sentence...  with long legs !
...

LOL

ive heard of people getting repos and stuff but havent heard of ppl spending everything on LL and running away to a different country to avoid bills lol. after getting ur car repo we still stay in the states cus thats where home is. not really a 3rd world place or europe/germany place where it cost just as much to live. and its hard to move around from country to country u know.

If your job can be done remotely than perhaps becoming a "digital nomad" and secretly (from your employer) living in Vietnam or other inexpensive places.
Overall not for me.