This might be subjective, but I recently had a chat with an indian friend, who told me that if he had the choice (he is extremelly wealthy) he would go to India. Why? The dream of most Indians is to be doctors, and within doctors, they study extremelly hard to be where they are.
If you have money, you could live in India living like you would in a first-world country, and most people exagerate when they say it is that bad (I am slightly biased as I am from a third-world country as well). You could stay at a 5-star hotel, order from top-restaurants, etc...
From what I see in the news, just a few countries have good COVID policies, so it doesn't matter if I go to the US, Greece, India, UK... they are all bad if I compare it where I am living now (Australia).
For Malaria, if you live in the city you will not find it. This is usually found in rural/excluded areas and you will know and be advised where it will be
In my case, I have chosen Greece as I see the appeal of living in Greece for some months (I will be working remotely from there), but if I chose to go to India, I would not be that scared, I would just be prepare for the country, e.g. research food (this will be a shock if you don't eat it), what to do, where to live... etc... and because I think I would be more comfortable in Greece, and I am planning on doing stryde and Giotikas has more cosmetic cases using this device.