The model measurements are PANTS INSEAM! It’s way different! It’s a lower number.
The TRUE inseam is measured from pelvis (behind the balls, pushing a book quite hard) to the floor.
The normal range is from 0,42 to 0,50. What “short” told is right, taller people generally has longer limbs and so and higher inseam/height ratio.
Every model I’ve seen has quite long limbs, according to the beauty standards of the fashion world.
True inseam is a measurement often used by the bikers, it’s needed to calculate the right bike that fit you.